الخلاصة:
The use of payment means is no more restrained as it used to be in the Financial milieus .the emergence of a highly developed payment means attracted more clients. Thus, it was necessary to provide a sufficient legislative treatment to guarantee a legal protection for clients on one hand, and offer banks the means and techniques to overcome problems of selecting these clients and who among them deserves to have those means, on the other hand. In this way, banks may avoid falling in conflicts with clients, and can develop an ability to face claims Addressed by their clients or by any financial institution, as far as they posses protective mechanisms in compliance with the development witnessed by payment means and their management techniques.
