الاستثمار والتجارة الخارجية في البنوك الاسلامية

Abstract

As long as we are living in the age which is the investment it has become distinctive character, the financial foundations and markets have entered all the world countries, the banks became as the frontal wagon of the different investments. Since traditional banks perform just the processes of borrowing and lending money in exchange of interest, it is very important to find out an alternative to these banks, which uses the money in its real domains and in its role farm work fixed by Islam. This can be achieved through employing the money in invested and commercial projects that are far away from dealing by falling in its bad damages. The Islamic financial banks and foundations have appeared with limited experiments in some Arabian countries, but it has achieved a great spread. Although the short scientific application of the Islamic economy in the modern époque, but the Islamic banks wetness the fastest averages of growth where its principals have increased to more than the double during the last five years this reflects the increased importance of the financial work according to the Islamic rules and the international recognition of these foundations which seek to the regional extension and achieving more incomes out of its local markets. Although the huge growths of the Islamic money-exchange industry through the past few years; this industry faces a lot of obstacles and challenges in our country and it lacks the official and legal recognition although the popular aspirations to avoid the usury-based approach of the traditional banks. This research is a review of the most important activities and methods of Islamic investment and the credits (reliances) that are offered by Islamic Bank in the eternal trade as well as drawing attention to the growing Islamic money-exchange and the Islamic capital suspended for the economic development. The research aims also to clarify the difference between the commercial Banks that have imposed itself in the economic life. The statement of the problem of the research is identified by the Islamic Banks for the external investment and trade? To addressee this statement of the problem, the research has included an introduction and two chapters. The first chapter is determined to talk about the two types of investment direct and indirect focusing on the available mechanisms in each type. The second chapter discusses the reliance’s of the external trade in Islamic Banks, and we have reached to a couple of results and recommendations